Gardening :)

[JaeJae12]

I've been gardening for the past year and next week nearly 90pct of my inquiry's will drop yay. Anyone know by any chance of my scores will Increase? Right now I'm at 763 fico across all 3.

[Imperfectfuture]

Not so much, they quit calculating in your scores after a year, they drop off after two. So for real fico purposes, the inquiries are supposedly not calculated.

[tonyjones]

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@JaeJae12 wrote:
I've been gardening for the past year and next week nearly 90pct of my inquiry's will drop yay. Anyone know by any chance of my scores will Increase? Right now I'm at 763 fico across all 3.

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They also lose strength after six months.

[-NewGuy-]

As IF points out, it depends on whether you mean they will reach one year or two years. If one year, you will probably see a few point boost. If two years, then no boost for reasons explained above.

[Neverknewaboutcredit]

If I can ask, what were your scores like when you started in the garden? And how long till you noticed a change in your scores?

thanks