In August of '07 I PIF a Collection Agency for an old phone bill. They had sent me a summons in late '06, I called and settled with them for payment arrangements. Made them until the spring, then when I got credit consolidation loan I called and PIF immediatly. The guy says 'ok thanks, I'll update the judgment to paid'. !!!. I never got another summons, nor did I get a judgment.
In any event, PIF and it updated on my report as Paid Judgment, I got the collections off finally.
Is there ANY way to get this off my report? I've disputed 2x, fell of TU,stayed on Experian 2x and I MUST get it off as I am building business credit and need perfectly clean reports by January (at which point my last CO falls off, everything else taken care of in the last year)
Thoughts appreciated!