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Good Or Bad?

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Booner72
Senior Contributor

Good Or Bad?

Got a SW alert that my Fingerhut account is "Sold or transferred" (Yes, I know FH sucks but it's been open since 2007 and really helped me get going on my rebuild after BK).

 

This is the 2nd time the account has been sold/transfered - so I have two FH accounts since 2007 on my reports - One closed when the other opened - but wouldn't you think the backdating of the second (and now third) will help my AAoA?  Kinda worried they closed it bc I never use it, but they never sent me a letter saying I was closed, and wouldn't you think my SW alert would tell me the account is now closed? (Or did they already tell me that by saying sold/trasferred)??

 

Should I call them and tell them I don't want another account w/ them and to just close it, or do I hope they do open another one for me?

 

TIA

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
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marty56
Super Contributor

Re: Good Or Bad?

The account could wind up with someone you may want to do business in the future.  I had an old CC (don't remember with who) that wound up being purchased by Chase which gave me an in with them to get the Southwest Visa.

1/25/2021: FICO 850 EQ 848 TU 847 EX
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