Happy Dance

[Anonymous]

In 2014 I was up to my ears in debt. I just paid off all my credit cards two weeks ago and only have a car loan and mortgage payment. I never thought I would see this day. Now to be able to retire in 2025, I am going to start stashing my pathetic 401K. 

MyFICO really has helped me over the years and always will be appreciative of everything I learned in here.

[Anonymous]

Good for you, and good luck moving forward! : )

[AllZero]

Congratulations on your success! Your score looks excellent.

[M_Smart007]

Awesome ... Congrats! ..

[Mr_Mojo_Risin]

Great success story here! I love to see it. MyFICO making dreams come true!

[Msjonesclt]

Awesome. Congratulations on your progress.

[disdreamin]

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@Anonymous wrote:

In 2014 I was up to my ears in debt. I just paid off all my credit cards two weeks ago and only have a car loan and mortgage payment. I never thought I would see this day. Now to be able to retire in 2025, I am going to start stashing my pathetic 401K. 

MyFICO really has helped me over the years and always will be appreciative of everything I learned in here.

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I'd be updating that signature with that beauty! Congrats!!

[Anonymous]

Very cool, congrats OP!

Just curious what caused the 17 point jump?  I was guessing maybe AoYRA reaching 12 months, but it would be nice to know what somewhat major change allowed you to pin the needle. 

[Anonymous]

I definitely do need to fix that. It's way outdated.

[Anonymous]

I had consolidated some debt into a credit card with 0% APR and really hit it hard making large payments for the past 2 years. I got a decent bonus that paid off the rest of the debt so now I have less than 1% debt in cards (it's my credit union credit card that I will easily pay down the next couple of months now). Other than our  house payment and car payment and other monthly bills like utilities and cell phone, I do not have to pay finance charges on any other debt. Now to look forward to retirement and hopefully build a nest egg now that I wasn't able to do until now. 

Thank you to everyone who took the time to reply.