Help! I'm confused.

[Anonymous]

Today for the very first time I looked up my credit reports and got very different results.  I went to annualcreditreport.com to get a free copy of my TransUnion report and paid the 6.95 extra to see the actual score which was a disappointing 665.  I then went to and enrolled in triple advantage and paid the extra $$$ to see all three (EQ,EX,TU) reports and scores side by side.  Keep in mind this was all in the same day.  My results here were EQ736, EX724, and TU724!  Does anyone know why their is such a big difference in the two TransUnion scores?  Both reports show the exact same information.  That now brings me here to myfico and my score here is 753!  The only negative according to this report is a nearly maxed out card.

Can someone please tell me which score is more accurate or more widely used?  Since I am new at this any info would be greatly appreciated!

[Anonymous]

The scores here  on MyFico are your real (FICO) scores.

The others are FAKO scores - scores developed by the credit bureaus themselves that almost no one uses. Ignore them. They're all calculated using different formulas and on different scales, thus why they're different.

[Anonymous]

Thanks for replying so fast JESMONT!  So how do I get my TransUnion Fico score? From what I've read here on this forum you can no longer get your EX score here is that correct?

[MattH]

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@Anonymous wrote:
Thanks for replying so fast JESMONT!  So how do I get my TransUnion Fico score? From what I've read here on this forum you can no longer get your EX score here is that correct?

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From the myfico.com website you can purchase your EQ and TU scores, which will be real FICO scores.  You cannot purchase your EX FICO score anywhere because EX recently stopped allowing myfico to sell EX FICO scores.  The scores you can purchase from EX are not realy FICO scores.