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Help please

tag
Anonymous
Not applicable

Help please

Why is my credit score less then my fico score. I Called equifax and they said my score was 623 but my fico is 674. Whats going on please

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1 REPLY 1
joeyoey
Frequent Contributor

Re: Help please

Each of the bureau's use different scoring models.  The info is (usually) the same, but the scores often vary.  Sometimes they're higher, sometimes, lower.  Generally, most lenders use the Fico score though so that's the best one to go by.



Starting Score (02/01/2014): EQ 548 EX 548 TU 564
Current/Most Recent FICO Score (4/01/2015): EQ 686 EX 668 TU 669
Nov 1, 2015 Goal: 700 Across all 3

Take the myFICO Fitness Challenge


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