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Why is my credit score less then my fico score. I Called equifax and they said my score was 623 but my fico is 674. Whats going on please
Each of the bureau's use different scoring models. The info is (usually) the same, but the scores often vary. Sometimes they're higher, sometimes, lower. Generally, most lenders use the Fico score though so that's the best one to go by.
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