Recently I posted that "our" score went from 781 to 748 because we apparently were re bucketed. I've been reading these boards since then and finally bit the bullet this morning and purchased one in "MY NAME". 796 !!!!!
It's interesting that "we" use all of "our" money from the same checking/savings accounts and yet there is this big difference in the scores. Mine says I have 32 accounts with 8 being used. His says we have 28 accounts with 11 being used.
It will be interesting to see what the scores do when the "Authorized User" feature changes.
My only negative states that I have a new card which opened 1 year ago. As I recall, this was a Wachovia card that came with a money market account. It was never used and then they changed the card to another company and reissued it. Strange that it doesn't show up on his report as a new card.
