FICO does not hold "Sub prime" cards against you in scoring=
I would call them up and threaten to cancel as it seems to be the only way to get a CLI out of them-
When you have secured better cards and do not need their AF and CL - drop them like a bad habit-
1creditconfused wrote:
Thanks to you all I have increased my scores by as much as 40 points in 2 months..I am wondering now if my Household CC is holding back my scores as well..I understand that Household is typically issued to people with "high risk" credit. The card is at 0 currently. My question is, is there a CC I should try to get that will have a better impact on my score and should I put a balance on it then try to transfer to a new and better CC ?? Thanks
