How Accurate is FICO 8 Provided by Credit Card Companies...

[Anonymous]

Like Discover, American Express, and Citi?

[Anonymous]

100% accurate if it says it's a genuine FICO 08.  I think the only question is if the score provided is the exact score at the date it's provided (I assume it is) or if it is a score based on data some time in the last several weeks (prior to their last update).  I'm sure someone can weigh in on this.

My FICO 08 that I get from Discover or my mortgage company always exactly matches what I get from CCT, so I can tell you they are indeed 100% accurate.

[Anonymous]

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@Anonymous wrote:

Like Discover, American Express, and Citi?

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The American Express and Discover FiCO scores are FICO 8 the Citibank score is FICO Equifax Bankcard Enhanced I believe.

[Anonymous]

Thanks!

[SouthJamaica]

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@Anonymous wrote:

Like Discover, American Express, and Citi?

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It's accurate. Just not updated much.

[Anonymous]

It's been a year now and I'm still waiting for FICO to have a sale. I would pay half or even better 3/4 just to satiate my curiosity.

[RonM21]

Mine seem to be accurate. Sometimes, even though they list a date that the score was pulled, it can be hard to tell if it was that actual date. But the scores usually seem to be on target.

[Anonymous]

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@Anonymous wrote:

It's been a year now and I'm still waiting for FICO to have a sale. I would pay half or even better 3/4 just to satiate my curiosity.

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A sale on what?

[Anonymous]

Does FICO have other products other than providing FICO scores for a fee?