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CK said a couple of months ago that my DW INQs were down from 6 to 2, every week since then it say she only has 2 INQ wtih TU. She just got her TU report and the 6 INQ are still there. The TU score is always lower than the FICO that Discover put in the statement, some months closer.
When compared to the scores USBank pulls for a mortgage, CK is more accurate than the scores I pay for from MyFico!!