No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
For scoring is a positive credit balance on a credit card treated for scoring purposes the same as a zero balance or is it actually potentially a little better because it shows the card is being used and/or has a negative UTI?
It's reported as a zero balance.
@JoeRockhead wrote:It's reported as a zero balance.
^^^^ This
