How Common Are FICO 9 and 10 Now?

[mgood]

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@Barkius wrote:

FNBO uses FICO bankcard score 9

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That may be the other one I was thinking of. I have an FNBO Evergreen.

[mgood]

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@FicoMike0 wrote:

Any idea which bureau they pull?

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Who? FNBO? I think it's Experian.

[Barkius]

For me if I recall correctly FNBO pulled experian

[FicoMike0]

Thanks!

[CardDon29]

Navy Fed uses TU Fico 9

[FicoMike0]

Wells provides ex fico 9. I suppose they use it.

[FlaDude]

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@FicoMike0 wrote:

This might be a silly question, but how do we know which model they use?  I was just approved for a usb altitude connect card. I checked and they did a hard pull on tu. I didn't see anywhere which score they used or what value they got. Am I missing something?

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Easy to tell if you get denied, IIRC, the denial letter will tell you.

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@PepsterinBklyn wrote:

What's your Vantage 4?

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Other than Synch which provides TU Vantage 4 scores (at least with the Lowes card), I'm not sure how you could even find Vantage 4 scores. Hopefully some of the free sites like CK, etc. will upgrade since Vantage 4 might actually be gaining some relevance with the mortgage changes.