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How Does Fico View Closed CC Payments

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daisyduke
Valued Contributor

Re: How Does Fico View Closed CC Payments

Bigman, sorry if I caused confusion - i appreciate the response.

Starting Score: 682 EQ, 663 TU
Current Score: 687 EQ - 705 TU on 7/18/10
Goal Score: 700 + both EQ and TU


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Message 11 of 12
bigman023
Frequent Contributor

Re: How Does Fico View Closed CC Payments

NO confusion. I think your analysis may be the correct one. FICO is not using my limit on the closed account, but it is using the balance.
5/2009 EQ-504(FICO), TU98-567(FICO), EX- 503 (FAKO)
10/17/11 EQ-633, TU04-652, EX-681 All lender Pulls
10/17/11 TU98-678
12/21/2012 TU98-677 (39% Util)
01/21/2012 EQ - 661 (37% Util) SW Alert
Message 12 of 12
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