@reneasworld wrote:I have gone back to school and of course the loans for college post each semester. They are all compliant but payments are not due until I finish with my degree. How do the loans affect my score since they are on my report, good standing but it reflects a large amount of loans.
We've recently had some debate on installment loans and possible penalties for having a high current balance to original / maximum balance ratio, but it's minor compared to the way credit card utilization ratios work.
To wit: if the tradelines are reporting positively, I wouldn't worry about them at all.
