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Question for the board I recently went on an app spree after a collection fell off my equifax credit report. I started with $3800 in credit before the app spree aftwards three new prime cards, USAA World Master Card 9K Discover More Card 6K and Chase MWR MasterCard 3K and a $4500 CLI with Chase Star MasterCard. Just wondering how it might hurt my score with the AAoA dropping so quickly.
We don't have enough info to tell. Depends how big your base is now.
If you are military, you might want to look at NFCU. It will cost you a couple more equifax inquiries to get credit card, but they are awesome. One inquiry to join.
Well, I had an AAoA of 6 years, 6 mos, then I aquired an Apple Finance card through Barclay and it dropped 6 years to 6 months...
My oldest card is an HSBC Starter card with a $400 limit at 5 years and I have had the Chase Miltary star MasterCard for 4 years and I just opened the other cards last month. I'm waiting for the new cards to hit my CR before dropping HSBC now CapitalOne.
Yeah, if you figure your before and after AAoA, Your utilization before and afterwards, hard inquiries before and after. Probably can take some educated guesses on what will happen.
@logan_720 wrote:Well, I had an AAoA of 6 years, 6 mos, then I aquired an Apple Finance card through Barclay and it dropped 6 years to 6 months...
I think wherever you pulled your credit report from failed at math there . Or the data on AAoA was pulled from differing sources (CK I'm looking at you!)