@mongstradamus wrote:
my only explanation i could think of is different companies use different factors in how they generate fako score. TBH i would take fako scores with an grain of salt. I would be more concerned about what is actually on your credit reports. Sometimes credit reports wont all contain same information. For instance my eq cr has an extra amex account that was closed an while ago for me. EX and TU doesn't have that particular account on their credit report.
I am, and you're right -- they do vary. I pull a 3-in-1 every couple of months, and do see some TLs either treated differently or different altogether.
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2007 - 2010 low point: mid-500s
With the help of myFICO community, now: 714 EQ FICO
"At the end of every hard-earned day, people find some reason to believe." (Bruce Springsteen)