How do I remove inquiries from CR.

Anonymous · ‎12-30-2015

Just trying to see if I can remove some inquiries to improve my scores all across.

elim · ‎12-30-2015

speak with Stewart "Gilligan" Griffin about borrowing his time machine and move fwd in time 24 months and they will be gone :]

Anonymous · ‎01-02-2016

The answer is nope. They usually stay on the report for 2 years but don't affect scoring after a year.

Shogun · ‎01-02-2016

@Anonymous wrote:
The answer is nope. They usually stay on the report for 2 years but don't affect scoring after a year.

If they are legitimate Inqs, then this is the correct answer. They lose bite after 6 months, FICO doesn't score after a year and they fall off in 2.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

RobertEG · ‎01-03-2016

You can contact the party who made the inquiry and attempt to get them to recode the inquiry as soft.

Soft inquiries are not seen by others, and do not count in scoring.