How do closed accounts affect you?

[povertybro]

And how do I resolve it if it affects me negatively?

 This one is closed by shows purchased by another lender. 

[SouthJamaica]

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@povertybro wrote:

And how do I resolve it if it affects me negatively?

 This one is closed by shows purchased by another lender. 

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Your heading doesn't capture the reality of what you've posted. In fact, what is being reported here is a chargeoff. That has major impact on your credit, and if it's not accurate you should get it removed.