How does Chase report when you have a credit at the time of your statement printing ?

[MySunrise271]

I pay my Chase balance in full each month, but this month due to a return I have a credit. Does any one know how Chase reports to the CRA when this occurs?

TIA

[Anonymous]

$0.  Not just Chase, but virtually every CC issuer.  I have not heard of a single exception. 

[Anonymous]

Yep, like Credit Guy said. Always that way. As you know, Chase reports on or about your statement date. If you have a positive balance, they report that. A negative (credit) balance gets reported as zero. Also, if you pay the balance to zero after a positive statement balance reports, they also report the zero balance the next day. That is my favorite thing about a Chase credit card.