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How does Score watch compared to lender credit

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Anonymous
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How does Score watch compared to lender credit

From what I have read ordering my fico scores on myfico will be pretty close to what a lender will see? How accurate is the score watch for equifax?
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MarineVietVet
Moderator Emeritus

Re: How does Score watch compared to lender credit


@Anonymous wrote:
From what I have read ordering my fico scores on myfico will be pretty close to what a lender will see? How accurate is the score watch for equifax?

Hi there.

 

The Equifax score sold here is the Beacon 5.0 version and seems to be what almost all lenders are using these days. So you can consider it very accurate. The TU (Transunion) score is an older TU98 version and while many lenders have moved on to the newer TU04 there are still many TU98 pulls every year.

 

 

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