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How does a dispute comment effect your score ?

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Anonymous
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How does a dispute comment effect your score ?

I have a " consumer disputes this information " comment on a collection account I disputed 3 months ago . Should I try to get that deleted ? 

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Revelate
Moderator Emeritus

Re: How does a dispute comment effect your score ?


@Anonymous wrote:

I have a " consumer disputes this information " comment on a collection account I disputed 3 months ago . Should I try to get that deleted ? 


In general yes; certainly if you were applying for a mortgage (Desktop Underwriter can't distinguish a comment vs an actual dispute and will kick the application back, presumably other automated underwriting softwares suffer this silliness), but realistically it doesn't serve your interest in it's being on there.

 

http://ficoforums.myfico.com/t5/Mortgage-Loans/Best-Way-to-Remove-quot-Account-In-Dispute-quot-for-Mortgage/m-p/869450#M75029




        
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