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How long 4 secured card to raise score?

tag
Anonymous
Not applicable

How long 4 secured card to raise score?

Anyone mind sharing how long it took for your secured card to reflect in your credit score

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: How long 4 secured card to raise score?

For me my scores increased as soon as they posted to my Credit Report.

 

Message 2 of 5
Anonymous
Not applicable

Re: How long 4 secured card to raise score?

In 3 months my score went up 55 points from my secured credit card!

Message 3 of 5
damnedanddetermined
Established Contributor

Re: How long 4 secured card to raise score?

Mine reported within 2 weeks (guess, because I opened it in the middle of the month, It posted on the 1st) but with that being said, Im sure each instiution posts differently...for example, My US Bank post every month around the 1st, but hasnt posted yet for this month?!!? But my score did heavily increase after opening the secured card! Smiley Happy

Message 4 of 5
Anonymous
Not applicable

Re: How long 4 secured card to raise score?

Depends on what else you have going on. Confounding variables like other apps, late payments, prior baddies, high utilization all factor in too. It's never just a straight new card to score increase ratio.

Message 5 of 5
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