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How long till Scores show?!

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Anonymous
Not applicable

How long till Scores show?!

Right now my credit report says u have an account with 4 months,1 with 3 months.

My question is when would an actual score show? Month 5 or 6 or?
I have no scores at all.

Thanks for entering my thread
Message 1 of 5
4 REPLIES 4
rmduhon
Valued Contributor

Re: How long till Scores show?!

After 6 months of history, so after the 6th statement cuts and is reported.
Message 2 of 5
Anonymous
Not applicable

Re: How long till Scores show?!

Thank you , 6th statement feels like forever
Message 3 of 5
rmduhon
Valued Contributor

Re: How long till Scores show?!

I understand completely. I had to wait for a score also.
Message 4 of 5
joltdude
Senior Contributor

Re: How long till Scores show?!

Fico won't calculate untill they get that 6th month reported from that TL (Im presuming you are coming from having no credit)...

Some scores can calculate before that (Sometimes Vantage can, I actually got a score from discover from one of these early score calculations... L2C) when i first apped..

If your trying to see whats happening... Vantage might let you have a early peek at your progress but remember its not the same as a FICO score...

 

(Theres a whole bunch of "enhanced/added data" products to generate whats basically a new account score, but its not a fico score.. that takes 6 months of reporting)

 

Message 5 of 5
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