Just started building credit and i tried to join to my fico and apparently they dont have a fico they metioned that since i recently got my social i would not be able to have a fico until is two years old. Also i have experian credit tracker and it seems that its giving me a legit fico score also have a credit card with discover and it shows a fico score of 702 are these real or is it different from the MYFICO score thanks in advance.