@Anonymous wrote:It really depends. A 7yr drop off will make you profile stronger overall. But in my experience 15-20 pts. Old baddies don't way a ton.
But if it's the only one You have it may jump a little higher. Good luck.
Tell that to those of us who have old BK's or tax liens on our report 
.
More recent has more weight especially on something like FICO 8 (where the period of time is ~6 months seemingly) but having any sort of PR on one's record regardless of age sorts you into a dirty bucket, and that will severely depress one's score... the max is 755ish (FICO 8) from all the anecdotal reports we've seen on this forum with an incredibly well optimized file and a tax lien falling off in a few months. The max I ever got to was 740 on a FICO 8 with a 5 year old tax lien at that point, and when it comes off I would've been over 800 if I didn't have my <1 year old mortgage depressing my installment utilization badly. As is I will still probably gain on the order of 60 points just when the tax lien comes off late next year.
Anyway AppleInc, if that was your last negative will be a good boost, if it was just one of several 0-5 points would be my estimate but maybe somewhat higher given how new it is.
@Revelate wrote:
@Anonymous wrote:It really depends. A 7yr drop off will make you profile stronger overall. But in my experience 15-20 pts. Old baddies don't way a ton.
But if it's the only one You have it may jump a little higher. Good luck.
Tell that to those of us who have old BK's or tax liens on our report
More recent has more weight especially on something like FICO 8 (where the period of time is ~6 months seemingly) but having any sort of PR on one's record regardless of age sorts you into a dirty bucket, and that will severely depress one's score... the max is 755ish (FICO 8) from all the anecdotal reports we've seen on this forum with an incredibly well optimized file and a tax lien falling off in a few months. The max I ever got to was 740 on a FICO 8 with a 5 year old tax lien at that point, and when it comes off I would've been over 800 if I didn't have my <1 year old mortgage depressing my installment utilization badly. As is I will still probably gain on the order of 60 points just when the tax lien comes off late next year.
Anyway AppleInc, if that was your last negative will be a good boost, if it was just one of several 0-5 points would be my estimate but maybe somewhat higher given how new it is.
Here, here! My tax lien was worth 55 points.
@Anonymous wrote:
@Revelate wrote:
@Anonymous wrote:It really depends. A 7yr drop off will make you profile stronger overall. But in my experience 15-20 pts. Old baddies don't way a ton.
But if it's the only one You have it may jump a little higher. Good luck.
Tell that to those of us who have old BK's or tax liens on our report
More recent has more weight especially on something like FICO 8 (where the period of time is ~6 months seemingly) but having any sort of PR on one's record regardless of age sorts you into a dirty bucket, and that will severely depress one's score... the max is 755ish (FICO 8) from all the anecdotal reports we've seen on this forum with an incredibly well optimized file and a tax lien falling off in a few months. The max I ever got to was 740 on a FICO 8 with a 5 year old tax lien at that point, and when it comes off I would've been over 800 if I didn't have my <1 year old mortgage depressing my installment utilization badly. As is I will still probably gain on the order of 60 points just when the tax lien comes off late next year.
Anyway AppleInc, if that was your last negative will be a good boost, if it was just one of several 0-5 points would be my estimate but maybe somewhat higher given how new it is.
Here, here! My tax lien was worth 55 points.
Well Inverse tax lien removal was worth 80 to 85 points. 
I wouldn't compare aged collections to tax liens - not in the same league.
@Thomas_Thumb wrote:
@Anonymous wrote:
@Revelate wrote:
@Anonymous wrote:It really depends. A 7yr drop off will make you profile stronger overall. But in my experience 15-20 pts. Old baddies don't way a ton.
But if it's the only one You have it may jump a little higher. Good luck.
Tell that to those of us who have old BK's or tax liens on our report
More recent has more weight especially on something like FICO 8 (where the period of time is ~6 months seemingly) but having any sort of PR on one's record regardless of age sorts you into a dirty bucket, and that will severely depress one's score... the max is 755ish (FICO 8) from all the anecdotal reports we've seen on this forum with an incredibly well optimized file and a tax lien falling off in a few months. The max I ever got to was 740 on a FICO 8 with a 5 year old tax lien at that point, and when it comes off I would've been over 800 if I didn't have my <1 year old mortgage depressing my installment utilization badly. As is I will still probably gain on the order of 60 points just when the tax lien comes off late next year.
Anyway AppleInc, if that was your last negative will be a good boost, if it was just one of several 0-5 points would be my estimate but maybe somewhat higher given how new it is.
Here, here! My tax lien was worth 55 points.
Well Inverse tax lien removal was worth 80 to 85 points.
I wouldn't compare aged collections to tax liens - not in the same league.
Perhaps not in either of our eyes, but I suspect they're close to identical frankly at least under FICO 04 / FICO 8 (if >$100). Both seem to be lumped into the PR/collections single reason code by the bureaus. Certainly the magnitude of the change score wise is similar for people who get clean from either their last collection or tax lien anecdotally. Bucket >> derogatory type, pretty confident on that count.
Inverse had way more positive history than either Captool or me, so I'm not surprised on his greater boost. He was the one who hit ~755 prior tax lien coming off on his optimized file when he and I were walking through his mortgage strategy. I might do slightly better than Captool did as I think his AAOA at the time was around 2 years (please correct me if I'm mistaken Captool) whereas mine will be 4 when it comes off. Better the file, the more impact any given negative has, but presumably neither Cap nor I will land in as high a bucket as Inverse.