How many points will my score increase?

[CreditDrama85]

i have a few charge offs, open credit cards, installment loans, mortgages, and 1 public record. i plan on paying my credit cards from 90% utilization to 50%. how much will this raise my score? would it make more sense to pay the charge offs or pay down open credit cards?

[Booner72]

You will get bumpage for anything below 80 because over 80 is considered maxed out.  Then there's the 50 percent mark (which didn't help me one bit but helps others), then the 30 percent mark (which was huge for me, but not others).  YMMV.