How much does "closed by creditor" affect FICO

[Anonymous]

I have a couple of accounts that were closed for inactivty, and they show closed by creditor.  Now I had perfect payment history and that shows, but will that notation affect my score, or when I try to get a mortgage?

[Anonymous]

Nope.  Your good payment history will last for 10 years.....

The only way this would make you lose points is if you carry high balances on other cards and those closed credit lines affect your Utility.