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How to refresh Myfico score?

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Anonymous
Not applicable

Re: How to refresh Myfico score?

I have couple of collection removed from all 3 credit bureaus but the only one who update my score and report are Equifax, not transunion and Experian.  I have the 3 monitor service but they doesnt update me. i have to refresh by paying 20 each time.

 

anyone els have the same problem?

Message 11 of 15
taxi818
Super Contributor

Re: How to refresh Myfico score?

It's not problem. As they stated. You will only get report once a year. I had to pay again when charge off dropped off.
Message 12 of 15
Cheshiregrl
Contributor

Re: How to refresh Myfico score?

Mine hasn't updated in over 20 days

Starting Score:MyFico EQ 651 6/14
MyFico TU 676 7/14
MyFico EX 670 8/14
Current 3-bureau score watch 3/15:EQ 736 EX 687 TU 783
Message 13 of 15
Anonymous
Not applicable

Re: How to refresh Myfico score?

I had a update, but it was a weird one, my cc balance decreased but so did my score. the only thing changed...  I'm not really sure I like what I'm getting besides the scores were completely different than what my bank pulled.. probably my FICO is using it's new version while most banks are still using the very old one.

Message 14 of 15
taxi818
Super Contributor

Re: How to refresh Myfico score?


@Anonymous wrote:

I had a update, but it was a weird one, my cc balance decreased but so did my score. the only thing changed...  I'm not really sure I like what I'm getting besides the scores were completely different than what my bank pulled.. probably my FICO is using it's new version while most banks are still using the very old one.


It's not newer version. It's fico 08.  Who knows what your bank pulls.  There are 49-53 different  versions.   There are also other models.  So if you're asking. Fico 08 came out in 2008. Now the newer version is fico 09. Like windows 8. So  FIFO 09 is not  being used yet. Almost impossible to get  2 same pulls. Unless example. Banks like this version for credit cards. There's. Fico 04. For mortgages. Fico auto enhanced. For car loans.  This is correct score for cards. 

Message 15 of 15
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