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I have couple of collection removed from all 3 credit bureaus but the only one who update my score and report are Equifax, not transunion and Experian. I have the 3 monitor service but they doesnt update me. i have to refresh by paying 20 each time.
anyone els have the same problem?
I had a update, but it was a weird one, my cc balance decreased but so did my score. the only thing changed... I'm not really sure I like what I'm getting besides the scores were completely different than what my bank pulled.. probably my FICO is using it's new version while most banks are still using the very old one.
@Anonymous wrote:I had a update, but it was a weird one, my cc balance decreased but so did my score. the only thing changed... I'm not really sure I like what I'm getting besides the scores were completely different than what my bank pulled.. probably my FICO is using it's new version while most banks are still using the very old one.
It's not newer version. It's fico 08. Who knows what your bank pulls. There are 49-53 different versions. There are also other models. So if you're asking. Fico 08 came out in 2008. Now the newer version is fico 09. Like windows 8. So FIFO 09 is not being used yet. Almost impossible to get 2 same pulls. Unless example. Banks like this version for credit cards. There's. Fico 04. For mortgages. Fico auto enhanced. For car loans. This is correct score for cards.