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Huge difference between Experian and Equifax

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Anonymous
Not applicable

Huge difference between Experian and Equifax

Does anyone know the difference between the Beacon vs. fico 2 scoring model. I ask this as I had my credit scores pulled earlier today (equifax==beacon 5==598...Experian==Fico-II==680). The funny thing is my experian and equifax credit reports match exactly. This credit score thing is just strange. 

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AndySoCal
Senior Contributor

Re: Huge difference between Experian and Equifax

Beacon 5.0 is a newer score model than Fico Ii so that might account for the differences

FIC Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 807 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banking: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO US Bank Wells Fargo
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