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Huge jump after charge off removal

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RTOrockstar
Frequent Contributor

Huge jump after charge off removal

I was checking my scores and reports on the Experian site this morning and I was excited for the refresh because I had my last big bad, a repo/charge off from 2016, fall off and my Equifax went from 628 to 710! That seems pretty incredible. There were a few other factors I'm sure like my usage went from 53% to 49% but still its a big single month leap. 

Message 1 of 6
5 REPLIES 5
JoeRockhead
Community Leader
Super Contributor

Re: Huge jump after charge off removal

Outstanding, and getting that UTI down further will only add to your increases, congratulations!

Message 2 of 6
SouthJamaica
Mega Contributor

Re: Huge jump after charge off removal


@RTOrockstar wrote:

I was checking my scores and reports on the Experian site this morning and I was excited for the refresh because I had my last big bad, a repo/charge off from 2016, fall off and my Equifax went from 628 to 710! That seems pretty incredible. There were a few other factors I'm sure like my usage went from 53% to 49% but still its a big single month leap. 


That is amazing! Congratulations!


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 3 of 6
FireMedic1
Community Leader
Mega Contributor

Re: Huge jump after charge off removal

Nice. Congrats! Getting old does pay off. Smiley Happy



BK Free Aug25
Message 4 of 6
RTOrockstar
Frequent Contributor

Re: Huge jump after charge off removal


@FireMedic1 wrote:

Nice. Congrats! Getting old does pay off. Smiley Happy


It's about time my old age started paying dividends. 

Message 5 of 6
FireMedic1
Community Leader
Mega Contributor

Re: Huge jump after charge off removal


@RTOrockstar wrote:

@FireMedic1 wrote:

Nice. Congrats! Getting old does pay off. Smiley Happy


It's about time my old age started paying dividends. 


Booyah!



BK Free Aug25
Message 6 of 6
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