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I've had a Sportsmans Guide VISA.....

Frequent Contributor

I've had a Sportsmans Guide VISA.....

for one month now.  Equifax dinged me for 1 point while Experian gave me 23 points.  Is it any wonder why people don't understand the FICO scoring system?

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Super Contributor

Re: I've had a Sportsmans Guide VISA.....

How long was it, prior to the new card reporting, when EX last gave you any score update? My EX is very lumpy in how it moves, often waiting after several alerts on the other bureaus have updated already to make another jump.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
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