@Anonymous wrote:I noticed that my Equifax Fico increased by 3 points earlier this week due to a decrease in credit card balances, however, that same day my Fico decreased by those same 3 points with no reason attached. Why would this be the case?
1. Your description is missing some details, so it's impossible to discern what happened.
2. You don't know that the score increase was "due to" a decrease in balances.
3. A 3 point swing is insubstantial.
