I have good credit. My wife has poor credit. Will putting her name on my credit cards help raise her score, or lower mine? I still don't know much about mortgages, but we need to buy a house and I need to use her income. First home too. So we can't even come up with 5% for a stated loan. Please help.
I am trying to clean up both my CR and my wife's. Because it was convenient, in the past she has been just an AU on my accounts. As that is going away in terms of her credit score, and in case I get run over by a truck, I am in the process of making her a co-signer on everything.
The slide from grace is really more like gliding And I've found the trick is not to stop the sliding But to find a graceful way of staying slid