cancel
Showing results for 
Search instead for 
Did you mean: 

Is it true when your AAOA hits the 1 year mark there is a slight points increase?

tag
Knice86
Valued Member

Is it true when your AAOA hits the 1 year mark there is a slight points increase?

Assuming you have a bunch of accts under 1 year old.

Message 1 of 7
6 REPLIES 6
AllZero
Mega Contributor

Re: Is it true when your AAOA hits the 1 year mark there is a slight points increase?

Not sure on the one year AAoA. There may be a 2 year or greater AAoA  threshold.

 

There is points award when youngest revolving account hits 12 months.

 

I would recommend reading the below from Birdman7
General Scoring Primer and Version 8 Master Thread rev.5.17.20

 

 

Message 2 of 7
Anonymous
Not applicable

Re: Is it true when your AAOA hits the 1 year mark there is a slight points increase?


@Knice86 wrote:

Assuming you have a bunch of accts under 1 year old.


I posted a full report of 28 scores at AAoA 1yr here. The age of my entire credit profile was 1yr 8mo, so definitely a new-to-credit scorecard.

 

I had 2 open cards, both only 8mos old. Only 8 of 28 scores changed - it was most pronounced on the 3 EX 9 models.

Message 3 of 7
M_Smart007
Legendary Contributor

Re: Is it true when your AAOA hits the 1 year mark there is a slight points increase?

@AllZero 

 

"There is points award when youngest revolving account hits 12 months."

 

Wonder if I will ever see that?smiley_sombrero5.gif

Message 4 of 7
AllZero
Mega Contributor

Re: Is it true when your AAOA hits the 1 year mark there is a slight points increase?


@M_Smart007 wrote:

@AllZero 

 

"There is points award when youngest revolving account hits 12 months."

 

Wonder if I will ever see that?smiley_sombrero5.gif


@M_Smart007 You have ~11 months to go if you decide there aren't any SUBs to your liking.

Message 5 of 7
M_Smart007
Legendary Contributor

Re: Is it true when your AAOA hits the 1 year mark there is a slight points increase?


@AllZero wrote:

@M_Smart007 wrote:

@AllZero 

 

"There is points award when youngest revolving account hits 12 months."

 

Wonder if I will ever see that?smiley_sombrero5.gif


@M_Smart007 You have ~11 months to go if you decide there aren't any SUBs to your liking.


Never have I been a "Churner"  .. might have to startSmiley Tongue

Message 6 of 7
KLEXH25
Valued Contributor

Re: Is it true when your AAOA hits the 1 year mark there is a slight points increase?

I just checked my notes, and there was no change in my Fico8 score when my AAoA crossed 1 year (this past February). 

ETA - I did see increases in my auto and bank card scores though. Oldest account was 1 year 9 months. Tracking only done through Experian.



Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.