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Is the EXPERIAN Free FICO Score really a FAKO or Is It Really a FICO?

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Anonymous
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Re: Is the EXPERIAN Free FICO Score really a FAKO or Is It Really a FICO?

We'll all be better able to respond to the OP if he shows us a screenshot (great suggestion by BBS) or gives us a link to the specific Experian product he has in mind. 

 

At least one Experian product uses Vantage:

https://www.experian.com/consumer-products/vantage-score.html

 

And many other products made by Experian give FICO scores, for example...

 

https://www.creditscore.com/

 

and

 

CreditWorks Basic

https://www.experian.com/consumer-products/compare-credit-report-and-score-products.html

 

Credit Check Total

https://www.creditchecktotal.com/

Message 11 of 15
Anonymous
Not applicable

Re: Is the EXPERIAN Free FICO Score really a FAKO or Is It Really a FICO?

OP is probably talking about Credit Works Basic, Ex is not going to provide VantageScore and stick the world FICO right next to it, plus the VantageScore product is not free. He also said it's off the Experian website which eliminates CCT (also not free) or creditscore.com.
Message 12 of 15
Anonymous
Not applicable

Re: Is the EXPERIAN Free FICO Score really a FAKO or Is It Really a FICO?

Hey all, below is a screen shot of what the OP may be talking about.  I got this from credit.com.  The score provided is an EX VS 3.0 score, but you don't know that unless you click the question mark next to the score to expand the info related to that score.  You'll notice off to the right on the same screen you see language mentioning an EX credit report and FICO score, but that's a link to pay money for a different product.  I can see how this could be misleading to someone, seeing a score on a page and seeing EX FICO shown on the same screen.  I get how the correlation between the two could happen.  I'm not sure if this is the service the OP was using, but I thought it was a good example regardless to share.

 

experian vs3.0.jpg

Message 13 of 15
Anonymous
Not applicable

Re: Is the EXPERIAN Free FICO Score really a FAKO or Is It Really a FICO?

Thanks BBS.  It also goes to show why we can't really know what is going on until the OP gives us a link to the page where the specific tool is shown and names it.

 

Oldman made reasonable guesses but if you are right his assumption (that our OP must be going to www.experian.com) is mistaken.

 

Actually it is very common for a newcomer to the forums to claim that TransUnion is saying _____ when actually it is his some credit monitoring tool that draws on TU (Credit Karma, Wallet Hub, Discover credit card, etc.).  Similar claims about what Experian says or Equifax says, when in fact it is a credit monitoring tool that draws on that bureau.

 

Maybe the OP will rematerialize and let us know more.

Message 14 of 15
Anonymous
Not applicable

Re: Is the EXPERIAN Free FICO Score really a FAKO or Is It Really a FICO?

Have we waited long enough to file missing persons report?
Message 15 of 15
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