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Is there a difference between a FICO score and a Transunion FICO Score?

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Anonymous
Not applicable
‎10-30-2011 01:27 AM
‎10-30-2011 01:27 AM

Is there a difference between a FICO score and a Transunion FICO Score?

When I was just signed into my Walmart Credit card, they had an offer to view my FICO score for free. It told me that my score from FICO was 614. However, when I signed up for the MyFico/Transunion $4.95/month plan, it told me my TransUnion score was 597. I thought MyFICO was through Tranunion? Correct me if I'm wrong? Both scores stink either way, but I was just curious.

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Anonymous
Not applicable
‎10-30-2011 10:38 AM
‎10-30-2011 10:38 AM

Re: Is there a difference between a FICO score and a Transunion FICO Score?

The Walmart score is a FICO score, but we do not know which version it is. There are multiple different FICO algorithms, so it is no surprise that your FICO score differs from the TU-98 version sold here.

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