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Is this the score lenders pull?

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Anonymous
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Is this the score lenders pull?

I am so confused and I have searched and still do not understand. I have bought my experian score from experian, my equifax from equifax, and my transunion from transunion as I thought that would be the official scores since I got them from the company. But come to find out the scores was wrong when I applied for something. 

 

Is this the place lenders use? I do not understand how to get the scores that lenders use when deciding. 

Message 1 of 5
4 REPLIES 4
Anonymous
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Re: Is this the score lenders pull?

The scores available here are the Fico scores that the majority of lenders use. However, there are many different versions of Fico and not all lenders use the same version. For example, most credit card companies use Fico 8 while most mortgage companies use Fico 4. Read through the many flavors of Fico thread. Tons of excellent info.

Message 2 of 5
Anonymous
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Re: Is this the score lenders pull?

are both of those scores uncluded here if I buy it? 

Message 3 of 5
Anonymous
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Re: Is this the score lenders pull?


@Anonymous wrote:

are both of those scores uncluded here if I buy it? 


Those plus two other variants; Bankcard Enhanced and Auto Enhanced.

Message 4 of 5
Anonymous
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Re: Is this the score lenders pull?

Thank you for your reply then I am going to go ahead and order the 3b one then. 

Message 5 of 5
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