My last collection is being deleted as we speak. I still have a Chase charge off (paid) that is hurting me, 74% utilization (only $2600), and 2 120 day lates from 2 years ago. I had about 5 collections, of which 4 have been deleted. My EQ is 587 as of a few days ago.
What kind of point jump can I expect from just this collection dropping off? I plan on paying off CC debt in the next few weeks.
