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Length of Credit History

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Length of Credit History

What's the length of credit history you should have in order for that to help your credit score?
Message 1 of 3
2 REPLIES 2
Senior Contributor

Re: Length of Credit History

Older the better.
If we never set higher goals we would never get as far.
sol, credit 101, acr, abbreviations, calc
Message 2 of 3
Frequent Contributor

Re: Length of Credit History

MyFICO flags any credit history length less than 1 year as a factor that is hurting your score. After my history aged to 1 year, the red flag went away and my scores all went up about 10 points each.

Starting Score: EQ 773, TU 766
Current Score (2/25/2017): EX 813, EQ 823, TU 818
Goal Score: 800


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