>>Even though they use "unethical" practices, do they work?
You want the truth... the answer is yes sometimes but depends and is it really worth it in the end?
I hired lexington in 2006 through Jan 2008 and ended up spending 80 dollars a month with 99 dollars down you do the math, in the end of it all they got 5 things removed off my credit report but in 2008 July 3 of the 5 items came back to haunt me.
Then I figured I'd try doing the work myself and just learning everything I could about the system, I studied without doing any paperwork until Jan of 2010 when I started to send the letters.
By September of 2010 I myself had removed 19 items off my report and they won't come back because when the items got removed from my report I also paid in full all the old collections which were under 200 bucks.
All in all I've still got work to do but even my wife was shocked when the letters came in every month either from the CRA saying deleted or from a collection agency stating that they don't wanna play with me any more and gave up. I did have struggles and it was not easy but even one collection took 8 months while others took 30 days.
Don't give up, read this forum like a crazy man and you will get progress.
Why hire this company who's interests are to keep you paying long as they can and only mailing 1 to 2 letters every 60 days while you pay either 39 or the 80 dollar monthly plans?
My lesson was learned
