@Aahz wrote:
And how many negatives remain on your reports?
Dirty reports rarely get decent size bumps. However, when that lest neg finally falls off most see a 75-125 jump across the board.
I've got a 90 day on one account and a 60 day on another, both about 2 years ago.
I probably hit some sort of ceiling as my scores have been steadily improving over the last year, having gone up about 100 points in 14 months from the low-mid 600's to the low-mid 700's. Perhaps it's just a coincidence that at the exact time I paid down utilization significantly, had 2 baddies removed and paid down a significant portion of an installment loan I essentially hit the ceiling of what I can expect from my scores with the other baddies still on there. If I had thought I was maxed out score wise already, I probably wouldn't have thrown $3500 of my savings at utilization. Live and learn, I suppose.
