MY CREDIT SCORE HAS BEEN LOWERED TO 806

[cobra19]

444 - Like everyone else, I like to PIF. But, I have always maintained two cc's with small balances each month.  I keep one master card and visa card solely for that purpose - to keep two $15-$20 balances every month.  Everything else I PIF. I know they have to make $ off of me, but I can at least minimize it.

I have an automobile lease - and it shows as an installment account. Another poster recommended you contact your CU and ask them to report it - I would second that.

[MidnightVoice]

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haulingthescoreup wrote:

I'm guessing that one reason that it seems to happen more often with those in the upper score ranges is that y'all are more likely to carry the peculiar cards with no limits that the CRA's can't figure out how to code. But like I said, that's just a guess.

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Nah, it is just when you have a high score and your score drops because the moon is in Jupiter, they can't think of any sensible reasons so they just invent a few