I talked to a TransUnion rep a few minutes ago. He’s telling me TransUnion switched to the Vantage 3.0 system and no longer provides Fico08. And basically he told me the scores provided by my creditors (Barclays, BOA, etc) don’t mean anything. I think I’m convinced the score is all BS because there are so many different models you never get a true indicator and it’s really the report and what’s in it that matters. New hashtag #f**kthescore lol
