Mortgage Score Simulator

nyripon · ‎06-22-2020

MyFico only gives me simulation for F8. Is there a simulator out there with Mortgage FICO Scores (5, 4, 2)?

dragontears · ‎06-22-2020

@nyripon wrote:
MyFico only gives me simulation for F8. Is there a simulator out there with Mortgage FICO Scores (5, 4, 2)?

The only thing that I am aware of is a tool that only loan officers have access to (I don't remember what they call it) and even that is not completely accurate all of the time.

DebtStinks · ‎06-22-2020

Just as @dragontears stated, I think only mortgage professionals have access to this type of simulator. From what I've heard, it's called "What if" simulator or even Rapid Rescore.

Hope this helps.

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nyripon · ‎06-22-2020

Thank you both. Yes, it's called Credit Expert What If Simulator and lenders use it. I was hoping to get access to it or some other product that does the same. But I guess it's not out here for consumers.

Anonymous · ‎06-26-2020

Be a good time to have a LO as a friend, have a nice lunch, 😉