Wait. Then, wait some more. You probably need time to reach aging thresholds.
I would recommend reading the below from Birdman7
General Scoring Primer and Version 8 Master Thread rev.5.17.20
My FICO8's were in the 830's when AZEO for years and years. If your scores are high and you're doing everything you can to maximize them with your current profile (util and not missing a payment, basically), then you may be at a ceiling for the tradelines you have in your report. Ofc, a few months isn't years, so you may have some age related gains ahead of you!
I would also say wait a bit longer. If I am remembering correctly, you may have 1 or 2 new accounts younger than 6 months (AOD). If that is true please let us know how the scores change when your youngest account is over that 6 month mark.
@Anonymous wrote:
@Anonymous wrote:Been doing AZEO for 4 months and my Trans(818) & Exp(815) have been the same since July. What to do what to do...
OP, while you didn't specifically say this, it's sort of implied in the time element point introduced in your post... 4 months; It sounds like you may be under the impression that prolonged AZEO is beneficial. It isn't. AZEO is a single point in time metric. Whether you do AZEO for 1 month or 12 months will not make a difference in your score at all. AZEO will bring your score instantly to the best it can possibly be with respect to utilization. Staying at that place will not further improve your score even a single Fico point.
That make sense and I think we all see this when we practice AZEO but we sometimes forget about this. Thanks for the reminder