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@Anonymous wrote:
HI,
MY SCORE at myFICO.com is 700 - 716 with all the 3.
When I use chase new tool it is 612. I checked on expirian as well and it was 700. How come there is a 90 points difference between chase score and yours???
It's Transunion Vantage Score 3, limited correlation with FICO algorithms.
Can find the same score on Credit Karma if you are so inclined, but Vantage isn't used by very many lenders in their decision process from anecdotal reports here and elsewhere. I wouldn't worry overly much about it, focus on your FICO scores until VS has more relevance in the market.
The only Chase score you can get that is a real FICO comes with the Slate card. Mine is consistant with my Experian FICO score.