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My Fico Alert - No Update On Report

800goal800
Frequent Contributor

My Fico Alert - No Update On Report

I received an alert from MF via TU:  " A delinquency / past due account was removed from your credit report " on 5/4.

I went to Annual Credit Report todayand all my expected accounts are there.

 

Could there be a lag ?  I wouldnt think so ?

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LaHossBoss
Senior Contributor

Re: My Fico Alert - No Update On Report


@800goal800 wrote:

I received an alert from MF via TU:  " A delinquency / past due account was removed from your credit report " on 5/4.

I went to Annual Credit Report todayand all my expected accounts are there.

 

Could there be a lag ?  I wouldnt think so ?


A delinquency does not necessarily mean an entire account was removed, they also include lates in this number. So, it could have been a single late that aged off.

 

Did you compare a before and after report? If it gave you an uodate, it is reflected in a new report immediately.




Starting Score: 2•20 | EQ 550 | TU 498 | EX 505
Current Score: 4•21 | EQ [F8 651] [F9 651] [EQ5 684] [VS3 630] | TU [F8 717] [F9 692] [TU4 723] [VS3 639] | EX [F8 718] [F9 673] [EX2 681] [VS3 675]
Goal Score: 670 [X] TU [X] EX


Take the myFICO Fitness Challenge

SO Starting Score: 2•20 | EQ 502 | TU 484 | EX 521
SO Current Score: 4•21 | EQ [F8 661] [F9 622] [EQ5 677] [VS3 646] | TU [F8 705] [F9 673] [TU4 639] [VS3 627] [VS4 666] | EX [F8 719] [F9 708] [EX2 679] [VS3 665]
Goal Score: 670 [X] TU [X] EX


Take the myFICO Fitness Challenge



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