My New USAA Auto Loan just hit and no score drop!

[Bmac66]

Traded in a vehicle and that loan (Capital One) hasn't been paid off yet, meanwhile the new auto loan with USAA just got reported to EX, which is my lowest score.  No drop in score! I cannot believe it! So right now it looks like I have 3 fairly hefty auto loans!  Will I take a hit once the Capital One auto loan is showed as being paid in full, or did I dodge a bullet?

[CH-7-Mission-Accomplished]

My complete guess is that you will take a 15 point drop.  This is based on constantly seeing point drops when people pay off car loans, even when they other consumer installment loans reporting.

Please do update this thread when you get the results; I would love to know the outcome.

[Bmac66]

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@CH-7-Mission-Accomplished wrote:

My complete guess is that you will take a 15 point drop.  This is based on constantly seeing point drops when people pay off car loans, even when they other consumer installment loans reporting.

Please do update this thread when you get the results; I would love to know the outcome.

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Will do for sure!

[Anonymous]

My Experian score just dropped 15 points today.

My TFS loan just showed closed today.  

The new Honda Financial loan posted a few days earlier 

[Bmac66]

The dealership has yet to pay off my Capital One auto loan so I still have a ways to go before it reports as paid.  Not sure how long Cap1 takes once it is PIF.