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My Very First 800 FICO!! \ (•◡•) /

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thornback
Senior Contributor

My Very First 800 FICO!! \ (•◡•) /

Hi All!! 

 

I finally hit 800 on FICO --  Experian FICO Bankcard Score 9 to be exact.   My very first time ever hitting 800 on any credit score so I'm very happy - and it's exactly 800, lol, no wiggle room at all so it won't last as I have a high balance that will report in a couple of days so... whatever, I'm going to enjoy & celebrate it while it lasts. 

 

FICO800.png

 

 

Gardening works folks...   though my EQ is still struggling overall due to inquiries (that's the only thing I can point to as to why classic version 8 so much lower than the others) but I have several becoming unscoreable within the next couple of months so we'll see what happens.   

 

 

 

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 1 of 61
60 REPLIES 60
Remedios
Credit Mentor

Re: My Very First 800 FICO!! \ (•◡•) /

Looking pretty over there! 

 

Congrats

Message 2 of 61
thornback
Senior Contributor

Re: My Very First 800 FICO!! \ (•◡•) /


@Remedios wrote:

Looking pretty over there! 

 

Congrats

 

shucks.jpg

 

 

Thank you!! 

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 3 of 61
seattletravels
Valued Contributor

Re: My Very First 800 FICO!! \ (•◡•) /

Congratulations! What are your other scores? 



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 4 of 61
thornback
Senior Contributor

Re: My Very First 800 FICO!! \ (•◡•) /


@seattletravels wrote:

Congratulations! What are your other scores? 


Thanks! 

 

Other scores as of today...

 

FICO 8

EX: 780  EQ: 758  TU: 775

 

FICO 9

EX: 793 EQ: 780  TU: 778

 

Mortgage

FICO 5: 729

FICO 4: 708

FICO 2: 731

 

Auto

EX Auto Score 2: 735

EQ Auto Score 5: 729

TU Auto Score 4: 712

EX Auto Score 8: 770

EQ Auto Score 8: 760

TU Auto Score 8: 778

EX Auto Score 9: 796

EQ Auto Score 9: 786

TU Auto Score 9: 781

 

Bankcard

EX Bankcard Score 2: 727

EQ Bankcard Score 5: 741

TU Bankcard Score 4: 717

EX Bankcard Score 8: 789

EQ Bankcard Score 8: 768

TU Bankcard Score 8: 792

EX Bankcard Score 9: 800

EQ Bankcard Score 9: 788

TU Bankcard Score 9: 786

EX Score 3: 715

 

 

 

 

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 5 of 61
seattletravels
Valued Contributor

Re: My Very First 800 FICO!! \ (•◡•) /

Getting close on all of them! I wonder what the difference is on the earlier versions. 



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 6 of 61
AllZero
Mega Contributor

Re: My Very First 800 FICO!! \ (•◡•) /

Congratulations on your success!

Message 7 of 61
newfossil
Valued Contributor

Re: My Very First 800 FICO!! \ (•◡•) /

congratulations!!!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 8 of 61
donkort
Valued Contributor

Re: My Very First 800 FICO!! \ (•◡•) /

Congratulations.

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 9 of 61
Anonymous
Not applicable

Re: My Very First 800 FICO!! \ (•◡•) /

That's awesome! Congratulations on your 800 👍

Message 10 of 61
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