MyFICO vs experian’s site

Andypanda · ‎05-07-2019

Comparing my experian stats, myFICO states that my average age if acounts is 9 month, Experian puts it as 11 montgs. Why the difrence?

thornback · ‎05-07-2019

Is myFICO giving you the same AAoA for all 3 bureaus?

Is there an account on your EX report that doesn't appear on the other 2 that would make your AAoA higher for EX?

Or.. do you happen to have an AU account? If so...

I noticed that the Experian site has two sections within the website where they list the calculated AAoA -- one (on the 'Credit Reports' page) includes the AU account and the other (on the 'Reports & Scores' page -- the very first page when you log in) does not.

MyFICO does not include the AU account at all for AAoA.

MyFICO AAoA matches the EX AAoA listed on the 'Reports & Score' page of my EX account.

If it's none of the above, then.... IDK...

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

Anonymous · ‎05-09-2019

+1